Skip to main content

October 14, 2025

Podcast Breaks Down Differences Between HSAs and FSAs

Learn how to make the most of these tax-advantaged reimbursement accounts

Wondering how to use a Health Savings Account (HSA) or Flexible Spending Account (FSA)? Or trying to decide which is better for your situation? In the latest episode of “Under the Coverage,” Nova Healthcare Administrators breaks down the rules, tax savings, and pros and cons of these popular reimbursement accounts, so listeners can take advantage of these powerful benefits.

In “What’s the Difference Between an HSA and FSA?” hosts Sara Fluskey, Nova chief marketing & communications officer, and Jolene Myers, manager, marketing, discuss eligibility, contribution limits, and how each account can be used to maximize savings and minimize out-of-pocket costs.

“You can only have an HSA as an option when you’re in a high-deductible health plan,” explains Fluskey. “The key difference with the FSA is if the employer offers it to you, you can participate no matter what type of medical plan you have.” 

The episode offers practical tips to help listeners understand how these accounts work, what expenses they can cover, and how to ensure valuable pre-tax dollars don’t go unused.

How to Listen

New episodes – each 15 minutes or less! – are added regularly and are available on SoundCloud, Spotify, Apple Podcasts, Pandora, Amazon Music, YouTube Podcasts, iHeart and TuneIn. You can also listen via digital assistants like Alexa, Google and Cortana.

Have an idea for a future episode or a question you’d like answered? Find Under the Coverage on X @UndrTheCoverage or email podcast@novahealthcare.com